Our Loan Products

10 carefully designed financial products to serve every borrower need — from instant credit to large business financing.

⚡ Instant 👤 Personal 🏠 Micro LAP 🎓 School Fee 🏥 Medical 🏭 SME 🏗️ Project 📄 Bill Disc. 🔗 Supply Chain 💼 Business

Instant Loan

₹10,000 – ₹2,00,000  |  Up to 24 months  |  From 18% p.a.

Need cash urgently? Our Instant Loan is designed for quick disbursal with minimal documentation. Whether it's an emergency, a sudden expense or an opportunity you can't miss — we fund it fast. Completely digital, zero collateral required, and approval in as little as 2 hours.

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2-Hour Approval
Same-day disbursal for eligible applicants
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100% Digital
Apply from anywhere on your phone
No Collateral Min. Docs Fast Disbursal Salaried & Self-Employed Flexible Tenure
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Personal Loan

₹50,000 – ₹10,00,000  |  Up to 60 months  |  From 14% p.a.

Our Personal Loan is designed for every life goal — wedding expenses, home renovation, travel, education or consolidating existing debt. With competitive rates, flexible repayment and no end-use restriction, you decide how to use your funds.

No End-Use Restriction Up to ₹10 Lakh 60-Month Tenure No Collateral Prepayment Allowed Salaried & Self-Employed
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Micro Loan Against Property (Micro LAP)

₹1,00,000 – ₹25,00,000  |  Up to 84 months  |  From 12% p.a.

Unlock the equity in your residential or commercial property for larger funds at lower interest rates. Our Micro LAP is ideal for small business owners, traders and self-employed individuals who need substantial working capital or long-term financing against their property.

Residential & Commercial Property Up to 60% LTV Lower Interest Rates Long Tenure up to 84 months Self-Employed Friendly Balance Transfer Available
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School Fee Loan

₹5,000 – ₹3,00,000  |  Up to 12 months  |  From 15% p.a.

Never let fee deadlines disrupt your child's education. Our School Fee Loan provides instant funds to pay school or college fees, exam fees, tuition, or even books and uniforms — with flexible monthly EMIs that fit any income. Available for CBSE, ICSE, State Board and private institutions.

All School Types Quick Disbursal Low EMI No Collateral Fee Payment & Related Expenses
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Medical Loan

₹10,000 – ₹5,00,000  |  Up to 36 months  |  From 14% p.a.

A medical emergency should never be a financial crisis. Our Medical Loan ensures that you or your loved ones get the best treatment without delay. From surgery costs to post-operative care, diagnostic charges to medicines — we cover all healthcare needs with fast, compassionate financing.

Emergency Disbursal All Medical Expenses No Collateral Hospitals & Clinics Moratorium Option
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SME Loan

₹2,00,000 – ₹50,00,000  |  Up to 60 months  |  From 13% p.a.

Designed specifically for Small and Medium Enterprises, our SME Loan provides working capital, equipment financing, inventory purchase and expansion funding. We understand SME cash flows and offer flexible structuring that aligns with your business cycle.

Working Capital Equipment Finance Inventory Funding GST-Based Assessment MSME Certified Flexible Repayment
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Project Funding

₹25,00,000 and above  |  Custom Tenure  |  Rate on request

For large-scale infrastructure, real estate, industrial or commercial projects that require structured, milestone-based financing. Our Project Funding product is tailored for developers, contractors and promoters who need reliable long-term capital backed by strong project appraisal.

Infrastructure Projects Real Estate Industrial Projects Milestone-Based Disbursal Structured Finance Dedicated Project Manager
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Bill Discounting

₹1,00,000 – ₹5,00,00,000  |  30–180 days  |  Rate on invoice value

Convert your unpaid invoices into instant cash. Bill Discounting helps businesses unlock liquidity tied up in receivables without waiting for customer payments. Ideal for manufacturers, exporters, traders and service providers with creditworthy buyers.

Invoice-Based Funding Quick Liquidity Up to 90% of Invoice Value B2B & B2G Invoices No Additional Collateral
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Supply Chain Financing

Customized program  |  Vendor & Dealer Finance  |  Rate on request

Strengthen your entire supply chain with our comprehensive financing program. We work with anchor corporates and their ecosystem of vendors, dealers and distributors to provide working capital at every node of the supply chain — reducing costs and improving efficiency for all parties.

Vendor Finance Dealer Finance Distributor Finance Anchor-Based Program Digital Platform GST Integrated
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Business Loan

₹5,00,000 – ₹5,00,00,000  |  Up to 84 months  |  From 12% p.a.

Power your business growth with our flexible Business Loan. Whether you need to expand operations, purchase machinery, hire talent, open a new branch or simply bridge a cash-flow gap — our business financing solutions are crafted to match your unique requirements with quick turnaround.

Expansion Finance Capex & Opex Working Capital Machinery Purchase Bank Statement Based OD/CC Facility Loan Renewal Option
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General Eligibility Criteria

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Salaried Individuals

  • ✓ Age: 21 – 60 years
  • ✓ Min. Income: ₹15,000/month
  • ✓ Employment: Min. 6 months
  • ✓ Valid KYC documents
  • ✓ Active bank account
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Self-Employed / Business

  • ✓ Age: 25 – 65 years
  • ✓ Business vintage: Min. 2 years
  • ✓ ITR / GST returns available
  • ✓ Valid business registration
  • ✓ Bank statements: 12 months
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Documents Required

  • ✓ Aadhaar Card (KYC)
  • ✓ PAN Card
  • ✓ Passport Photo
  • ✓ Bank Statements (6/12 months)
  • ✓ Salary Slip / ITR / GST
  • ✓ Address Proof

Found the Right Loan?
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Quick online application, minimal documents, dedicated support. Get your funds faster than you think.